Hello i do hope some one can help or advise me has im struggling get my head round things and have know family to lean on to ask anything so I thought I'd give this a try seeing as somebody on here must of gone thru this process.
Without boring you with to much detail , today I did mums means test with the financial services from the council. She has no savings just the capital from her home which incidentally i live in also. There's little money in the home but the lady said even so the council will want it even if it only covers 3 or 4 months care fees and it will be put under deffered payments. After 2 hours my head was over loaded and even tho I told myself sign nothing if she asks i found myself signing a Declaration For Residential / Nursing Care Charges form as a Representative. I'm now massively concerned that I'm eligible or liable to have to pay mums care home fees or any short falls if some funding stops or the price annually goes up. Like so many others i can't afford the crazy prices that get charged on a weekly basis.
All this is a massive undertaking for me and I'm not sure how I'm going cope on my own with it all. I looked after mum for several years and only recently as June lost her to the care system after a bad UTi infection. She's currently in an assessment bed but I'm being pressured to get her a nursing home asap. Which isn't that easy in itself. I'm sorry for rambling but my question for now is about the form i signed. Can I revoke being mums representative if i decide to or am I legally bound now to do what the council woman told me. I mentioned selling mums place even tho I don't have POA to do so. She basically said unless I can sell it in 12 weeks can i pay £800 invoices dropping thru the door. I asked how on earth am I suddenly responsible for all this and she said because I've agreed to be mums financial advisor by going thru the means test and agreeing to the mail coming to the home. I never realised any of this and wish to god I hadn't been stupid enough to sign that form at least with not giving it more thought and reading they it several times.
I hope some one can tell me better than she did what it is I've signed and if I can revoke it because I havent the money to be left with a huge bills especially when I've got my own welfare to now consider and find some where else to live at my age. The last few months have been traumatic and as you all know carering for your loved one can be testing enough without all this. I haven't much of a clue how the system works and feel as tho I was lead politely down this path. Like she assumed me taking on this responsibility was a given being mums only son. I'm worried sick after everything I've been thru with my adorable mum I'm now lost and scared of this new phase I've entered into..
Thanks to anyone who can help , this is my first post so apologies if I've gone off script a little bit waffling on.. Please help i need a good night's sleeps..
Without boring you with to much detail , today I did mums means test with the financial services from the council. She has no savings just the capital from her home which incidentally i live in also. There's little money in the home but the lady said even so the council will want it even if it only covers 3 or 4 months care fees and it will be put under deffered payments. After 2 hours my head was over loaded and even tho I told myself sign nothing if she asks i found myself signing a Declaration For Residential / Nursing Care Charges form as a Representative. I'm now massively concerned that I'm eligible or liable to have to pay mums care home fees or any short falls if some funding stops or the price annually goes up. Like so many others i can't afford the crazy prices that get charged on a weekly basis.
All this is a massive undertaking for me and I'm not sure how I'm going cope on my own with it all. I looked after mum for several years and only recently as June lost her to the care system after a bad UTi infection. She's currently in an assessment bed but I'm being pressured to get her a nursing home asap. Which isn't that easy in itself. I'm sorry for rambling but my question for now is about the form i signed. Can I revoke being mums representative if i decide to or am I legally bound now to do what the council woman told me. I mentioned selling mums place even tho I don't have POA to do so. She basically said unless I can sell it in 12 weeks can i pay £800 invoices dropping thru the door. I asked how on earth am I suddenly responsible for all this and she said because I've agreed to be mums financial advisor by going thru the means test and agreeing to the mail coming to the home. I never realised any of this and wish to god I hadn't been stupid enough to sign that form at least with not giving it more thought and reading they it several times.
I hope some one can tell me better than she did what it is I've signed and if I can revoke it because I havent the money to be left with a huge bills especially when I've got my own welfare to now consider and find some where else to live at my age. The last few months have been traumatic and as you all know carering for your loved one can be testing enough without all this. I haven't much of a clue how the system works and feel as tho I was lead politely down this path. Like she assumed me taking on this responsibility was a given being mums only son. I'm worried sick after everything I've been thru with my adorable mum I'm now lost and scared of this new phase I've entered into..
Thanks to anyone who can help , this is my first post so apologies if I've gone off script a little bit waffling on.. Please help i need a good night's sleeps..