Hello all, I've been reading this forum for a few weeks so just a few questions re 117. Mum has been under a 117 for a good few years, living at home with supports. She was sectioned in April (Section2) then in June Section 3 when her condition worsened. She's had bi-polar disorder for the last 40 years and in June was diagnosed with Alzheimers.
I am her only child and main beneficiary in her will. I am in the process of registering her EPA set up years ago. I understand that her after-care is free due to the 117- it is likely she will be going into a care home. She has a house and savings - value circa £200k, for the past few years she's hardly spent anything as she rarely ventures outside the house.
My questions are:-
1) Being under a 117 can I assume the status of her financial assets will not be scrutinised in determining her care, even if they continue to grow in value.
2) I note there is a cap of £72k for those in residential care - again I assume this again is not an issue under a 117.
3) If the LA give me options of a residential placement and I am not happy with them, can I elect to pay a 'top-up' from her resources in order to find a placement that meets my approval? Or is this something I should be wary about?
I'm just mulling over the issues and would appreciate the thoughts of forum members.
many thanks
I am her only child and main beneficiary in her will. I am in the process of registering her EPA set up years ago. I understand that her after-care is free due to the 117- it is likely she will be going into a care home. She has a house and savings - value circa £200k, for the past few years she's hardly spent anything as she rarely ventures outside the house.
My questions are:-
1) Being under a 117 can I assume the status of her financial assets will not be scrutinised in determining her care, even if they continue to grow in value.
2) I note there is a cap of £72k for those in residential care - again I assume this again is not an issue under a 117.
3) If the LA give me options of a residential placement and I am not happy with them, can I elect to pay a 'top-up' from her resources in order to find a placement that meets my approval? Or is this something I should be wary about?
I'm just mulling over the issues and would appreciate the thoughts of forum members.
many thanks
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