I have been told that the current threshold for receiving free care is £23,000 in savings and property (known as capital), but also from April 2016 (next year) the threshold with change to £118,000 of capital if you are in a care home or £27,000 if you receive care in your own home. Two questions here is the property ALWAYS taken into account in the threshold and what happens when you fall below that threshold does the care then become free?