I am wondering if someone with more experience than me can give me some advice. Briefly mum moved into a local care home last autumn. This home was where she had attended daycare and had respite care, and we were encouraged by her care manager to apply for a permanent place.
As soon as she moved in we put her flat up for sale, but due to local market conditions it hasn't sold yet despite pricing it realistically. For the first few months we paid the full weekly rate to the home, but we have just had a financial assessment by social work. This highlighted that there should have been a 12 week disregard because of the unsold property, and also that because mum's savings are low (now at around £12,000) the local council will pay the fees meantime, with a charge over the property. Mum will contribute her pensions minus her personal allowance.
However, they will pay up to the lower amount of just over £500 per week. We had been paying over £800. What happens to the other £300 or so? Do the home take another charge over the property? Mum has no way of paying more at the moment. Help!
Thank you
As soon as she moved in we put her flat up for sale, but due to local market conditions it hasn't sold yet despite pricing it realistically. For the first few months we paid the full weekly rate to the home, but we have just had a financial assessment by social work. This highlighted that there should have been a 12 week disregard because of the unsold property, and also that because mum's savings are low (now at around £12,000) the local council will pay the fees meantime, with a charge over the property. Mum will contribute her pensions minus her personal allowance.
However, they will pay up to the lower amount of just over £500 per week. We had been paying over £800. What happens to the other £300 or so? Do the home take another charge over the property? Mum has no way of paying more at the moment. Help!
Thank you