Hello. This is my first post. I'm looking for some practical advice on how enduring p/as (or they may be called lasting p/as) work.
My mum has vascular dementia. Still lives alone, with a care package. My mum no longer leaves the house independently (although she says (and probably believes!) she does) and for a few months now, the only way to keep her at home has been to buy all her groceries using my mum's bank card. We'd like to get a p/a to put things on a more formal footing.
We have the forms and understand the legal requirements but wanted some guidance as to how they work in practice. For example is it possible, once a p/a is in place, to withdraw cash or use chip and pin to access my mum's bank account to pay for her groceries? And how does paying her bills work?
Because my mum already has a diagnosis, we have been advised that she can only have a PA if her GP confirms she is competent to understand what it means. She may fail this test, as we have left this rather late in the day, but we want to try nonetheless, so that she can have a few more months at home as she really doesn't want to go into a care home.