Mother is self funding her care at present. This will gradually deplete her savings. She has her own house. The care place has indicated that I as the person dealing with her finances should make sure that there is at least a year's care left in the bank at the beginning of each new year. When I know that is running low and all her savings , premium bonds etc have been used up, what happens if the house is not sold by then. Do the Social Services pay for her care and then put a Charge on the property. I would just like to know please.