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  1. #1
    Registered User
    Join Date
    Apr 2012
    Posts
    191

    What Happens When?

    Mother is self funding her care at present. This will gradually deplete her savings. She has her own house. The care place has indicated that I as the person dealing with her finances should make sure that there is at least a year's care left in the bank at the beginning of each new year. When I know that is running low and all her savings , premium bonds etc have been used up, what happens if the house is not sold by then. Do the Social Services pay for her care and then put a Charge on the property. I would just like to know please.

  2. #2
    Volunteer Moderator
    Join Date
    Jun 2006
    Posts
    28,537
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    You'll have to contact your local authority but you should be able to get something called a deferred payment agreement. Please bear in mind that you don't have to spend down your mother's liquid assets completely. Have a look at this fact sheet

    When does the local authority pay for care?http://www.alzheimers.org.uk/site/sc...documentID=112
    Jennifer

    Volunteer moderator and former long distance carer.

    “A test of a people is how it behaves toward the old. It is easy to love children. Even tyrants and dictators make a point of being fond of children. But the affection and care for the old, the incurable, the helpless are the true gold mines of a culture.”

    Abraham J. Heschel

  3. #3
    Registered User
    Join Date
    Apr 2011
    Posts
    909
    You can enter into a deferred payment scheme with the LA
    Ask the LA for details of such a scheme.

    Also read
    7.0.24/25 in
    http://www.dh.gov.uk/prod_consum_dh/.../dh_125836.pdf

  4. #4
    Registered User
    Join Date
    Apr 2012
    Posts
    191

    What Happens When?

    Thank you for being so prompt i will do just that.


 

 

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