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Forum: Legal and Financial Issues

This forum is for people who wish to share their experiences in relation to financial and legal issues. Legal or financial information posted in an advisory capacity, or to promote goods or services, will be removed.

  1. Sticky Thread Sticky: Please read: Welcome to the Legal and Financial Issues forum

    Welcome to the Legal and Financial Issues forum. This forum is for people who wish to share their experiences in relation to financial and legal issues. Please note: Talking Point is a place for peer support and should not be used as a substitute for professional advice. You should consult...

    Started by SerenaS‎, 24-10-2011 11:54 AM
    • Replies: 0
    • Views: 3,395
    24-10-2011, 11:54 AM
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  1. Informing bank about change of address will they ask?

    Will they ask why the person is now in care home ie, dementia, lack of mental capacity etc. i would like to avoid court of protection at the minute,it seems so complicated. Also hoping soon to ask for another fully funded assessment so COP would not be needed.

    Started by J W‎, 21-05-2013 08:27 AM
    • Replies: 13
    • Views: 273
    Yesterday, 08:47 PM
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  2. S117 and care home fees

    Mum has been sectioned under S117. The hospital says she won't have to pay towards her care anymore. However the SW has said that the amount the council will pay is capped and that we will have to pay the additional costs. Our SW has not lied to us before, but has witheld information on...

    Started by TaraT‎, 15-05-2013 04:26 PM
    • Replies: 13
    • Views: 456
    Yesterday, 05:46 PM
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  3. Tenants in common and deferred payment scheme

    I have read here about tenants in common and the difficulty facing the local authority in valuing half a house. Our LA doesn't mention this and simply says that since my father owns 50% of the house (as tenant-in-common) they can set up a deferrred payment scheme when he goes into his nursing home....

    Started by Rhapsode‎, Yesterday 11:19 AM
    • Replies: 8
    • Views: 154
    Yesterday, 04:14 PM
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  4. Cop - opposing deputy

    A family member of ours has applied to be deputy to our relative, but we are wanting to oppose this. We have been served with a COP5-1 form which needs to be returned to the Court shortly, but we are more than confused over the form! Firstly, they ask on the form if we want to be 'party to...

    Started by Danibaby‎, 21-05-2013 02:01 PM
    advice, court of protection, deputy, oppose, opposing
    • Replies: 2
    • Views: 164
    Yesterday, 01:37 AM
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  5. Top up Care home fee's

    Hi Everyone,My mum is going into a EMI care home this week an the social worker has told me the local authority will pay towards the care home fee's but l have to pay top up fees as the amount the local authority will pay is not enough to cover the care home fee.I thought during the 12 week...

    Started by r6sport‎, 21-05-2013 05:25 PM
    • Replies: 3
    • Views: 140
    21-05-2013, 07:47 PM
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  6. Failure of Attendance Allowance appeal

    Hi Please bear with me, I am very new to all this (dementia, tribunals, attendance allowance etc) and I think I possibly dont have all the correct terminology. I live overseas with my husband and teenage son and have done so for almost 7 years. We do not have a direct postal system, only to a...

    Started by JMB‎, 15-04-2013 11:08 AM
    2 Pages
    1 2
    • Replies: 22
    • Views: 1,149
    21-05-2013, 02:43 PM
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  7. Consent to Cancer treatment

    Hello, this post is linked to one a few days ago entitled "legal protection for vulnerable person" but I can give the basic details here. If someone is confused, hasn't been diagnosed with dementia and doesn't have a legal deputy, what happens about consent to medical treatment if family...

    Started by shelleyb‎, 20-05-2013 11:13 PM
    • Replies: 3
    • Views: 114
    21-05-2013, 02:26 PM
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  8. Lasting Power of Attorney

    Hi all, My mum has mixed dementia and recently seems to getting worse. My dad wants to have a family meeting to sort out a LPA, my mum swings from being in favour of this to accussing us all of conspiring against her. It blew up today when my dad said we were going to get together next week...

    Started by Beccyjm‎, 20-05-2013 08:14 PM
    • Replies: 2
    • Views: 103
    20-05-2013, 09:02 PM
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  9. Parents financial affairs

    Hello, many thanks for reading and I will try to be brief. Recent events - Dad has vascular dementia and is under section 3 in NHS hospital (so funding is not an issue) and not expected to ever return home. We are concerned about mums financial future. She is selling the house (far too big for...

    Started by Apprentice22‎, 17-05-2013 09:01 PM
    • Replies: 3
    • Views: 317
    20-05-2013, 03:41 PM
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  10. career's benefits advise

    Hi, My partner has dementia and i'm caring all the time for her, i'm younger and not yet get a pension,...I was just wondering if there is any other benefits i could claim or is the career's alowance i get the only thing as i feel guilty letting her pay for most things as i got no savings or...

    Started by mike001‎, 19-05-2013 02:13 PM
    • Replies: 4
    • Views: 196
    20-05-2013, 03:11 PM
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  11. Help with finding a care home and financial implications

    Less than two weeks ago we lost my father in law who was the main carer for my mother in law who has Alzheimers. At the moment she is not too bad but is understandably grieving for her husband of 63 years. Even though, at times she forgets and asks where he is and we have to explain and put her and...

    Started by kevandali‎, 15-05-2013 09:32 PM
    • Replies: 3
    • Views: 227
    19-05-2013, 08:25 PM
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  12. Will - please help??

    A close family member has recently been diagnosed with dementia and alzheimers. My query is, is he still able to change his will? Ideally it's best if it remains untouched as it was made when he was of sound mind, but recently he has mentioned people that haven't been a part of his life for a good...

    Started by hjh953‎, 19-05-2013 10:52 AM
    • Replies: 2
    • Views: 157
    19-05-2013, 01:25 PM
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  13. Attendance allowance

    My sister is sole carer for my mother who has vascular dementia. She has power of attorney for my mother and has arranged the attendance allowance but she has a problem in that she has been told that this allowance can only be paid into an account in her name (by the DWP). This means that it counts...

    Started by Elephant2013‎, 18-05-2013 09:20 PM
    • Replies: 6
    • Views: 249
    18-05-2013, 10:16 PM
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  14. Continuing health care how to appeal

    Can anyone help please. I applied for continuing health care for my mom who has mixed alzeimers and liver cancer. She is in CH. they carried out a checklist and told us she didn't meet the criteria. We want to appeal. Now PCT no longer exist who do we make the appeal to? Also do we put mom's house...

    Started by Doreen Beatrice‎, 16-05-2013 08:43 PM
    • Replies: 4
    • Views: 213
    18-05-2013, 06:30 PM
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  15. Care costs insurance

    Has anyone taken out an insurance policy to cover care costs? Recently I posted a link to an article in the Guardian in which the cap on care costs was described as "a con trick". It states that there has been a market failure because the care cost cap hasn't generated a market in insurance...

    Started by Spiro‎, 18-05-2013 12:19 PM
    • Replies: 0
    • Views: 115
    18-05-2013, 12:19 PM
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  16. not entitled to attendance allowance?

    Hi my MIL recently went into full time residential care.... the lady in the financial department of our council advised us to apply for the higher rate of attendance allowance (she was on the lower rate) Anyway, my hubby spoke to another lady in the department today to go over some bits for...

    Started by jomc‎, 17-05-2013 06:58 PM
    • Replies: 3
    • Views: 199
    18-05-2013, 12:12 AM
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  17. Top up fees and LA funding

    Hi anyone good at maths?? From what I have understood from this site (not SS) I have established: My MIL savings are now below 23k so we will have to apply for funding can anyone tell me how this is calculated. I understand that her AA will cease this will leave her with the following...

    Started by Debbie94‎, 15-05-2013 11:07 PM
    • Replies: 3
    • Views: 197
    17-05-2013, 01:22 PM
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  18. POA - I am having problems with bank

    Hi I would appreciate some advice. Trying to get POA on my dad's account so I can pay his bills (not least a credit card debt he has managed to build up and ignores so late payment charges are starting to stack up - the bank issued him the credit card) The bank refuse to register me as attorney...

    Started by pollywot‎, 24-02-2010 10:10 PM
    3 Pages
    1 2 3
    • Replies: 30
    • Views: 3,819
    17-05-2013, 10:53 AM
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  19. Need some urgent advice on decision for permanent funding

    My mum has been self funding for the last year and now her assetts have gone down to the required level and I have now involved the LA to contribute towards her care. When mum first went into care with dementia and being liable to falls I was unable to get the DSS to come and assess her - they...

    Started by carastro‎, 28-04-2013 12:49 AM
    • Replies: 13
    • Views: 676
    17-05-2013, 10:14 AM
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  20. Legal protection for vulnerable person

    hello first post - we really need some help.............. My husband's step mother was removed from my father in law's care by her son. They took her to hospital but refused to tell her husband where she was. She is 87 and confused. By contacting Social services we traced her and found...

    Started by shelleyb‎, 10-05-2013 11:24 PM
    • Replies: 14
    • Views: 452
    15-05-2013, 03:01 PM
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  21. Court of Protection

    I am looking at applying for Court of Protection on behalf of my Dad (he has no mental capacity) but I'm not entirely sure what I need it for! He is in a care home and his fees are covered due to being under a Section 117 (apart from a client contribution which I am about to contest...another...

    Started by Sarah777‎, 14-05-2013 03:58 PM
    • Replies: 9
    • Views: 269
    15-05-2013, 02:06 PM
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  22. Lightbulb Managing someone else's bank account

    Hi! I just read this article about managing someone else's bank account and thought it was useful to share here. They reference a new guide published which offers advice to people who find they have to manage a loved one's financial accounts due to an illness such as Dementia or Alzheimers. ...

    Started by AngelaNeal‎, 14-05-2013 11:51 AM
    bank, finance, legal
    • Replies: 1
    • Views: 217
    14-05-2013, 11:16 PM
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  23. Social services costs

    Hi all, I am a carer for both my Mum and my Dad. Dad has COPD and isn't able to get about much while my Mum has Dementia, coming up 10 years since she first started to show symptoms. Although I am a carer for both parents, it is more for my Mum as she is so active. My Dad helps look after my Mum...

    Started by jimbosmith‎, 10-05-2013 07:21 PM
    • Replies: 13
    • Views: 572
    14-05-2013, 07:05 PM
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  24. Income Tax and Self Funding Nursing Care

    Am I the only person that thinks it unfair that someone who is paying their own nursing home fees should have to pay tax on the income that they need to pay those fees? My Mum's got dementia. She's been in an excellent home for years. She has a good widow's pension and the income from savings...

    Started by MandyB‎, 03-05-2013 05:10 PM
    fees, income tax, injustice, money, pension, self funding, tax
    • Replies: 4
    • Views: 340
    14-05-2013, 09:26 AM
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  25. Exclamation Simple question about who to talk to for financial advice

    My dad has Alzheimer's and has been living in a care home for about a year and a half. Before he moved there my brother and I took out a lasting power of attorney and have dealt with all the essential things such as bills etc. We need to start thinking about selling his house but I don't know...

    Started by lizh0403‎, 08-05-2013 10:36 PM
    advice, financial, inheritance tax, legal, probate, property, selling house
    • Replies: 2
    • Views: 256
    14-05-2013, 09:14 AM
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