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Forum: Legal and financial issues

This forum is a place to discuss personal experiences in relation to financial, legal and benefits issues. Legal or financial information posted in an advisory capacity, or to promote goods or services, will be removed.

  1. Sticky Thread Sticky: Please read: Welcome to the Legal and Financial Issues forum

    Welcome to the Legal and Financial Issues forum. This forum is for people who wish to share their experiences in relation to financial and legal issues. Please note: Talking Point is a place for peer support and should not be used as a substitute for professional advice. You should consult...

    Started by SerenaS‎, 24-10-2011 11:54 AM
    • Replies: 0
    • Views: 9,422
    24-10-2011, 11:54 AM
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  1. capacity or not?

    As her carers my siblings and I had decided that my mother lacked capacity. She was recently assessed at her local hospital & they informed us that they were unable to give my mother any diagnosis and that they would not support us in any attempt to gain lasting power of attorney over her. She...

    Started by Lynne06‎, 07-05-2014 06:14 AM
    6 Pages
    1 2 3 4 5 ... 6
    • Replies: 77
    • Views: 5,117
    Today, 11:35 AM
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  2. Bank

    Hi All, I have a bank card that I can use to get money out of my mum's current account. She signed the forms a few years age so I was able to do this for her with the card. I don't know if I can in fact sign cheques on her behalf. Thanks Sonia x

    Started by sonia owen‎, Yesterday 03:21 PM
    • Replies: 2
    • Views: 144
    Yesterday, 03:34 PM
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  3. Red face Mum's Care Info

    My Mother was taken into a Care Home last week which is run by the local council, she has less than 23.5k and I do not have Powers of Attorney. What I would like to know is how do I pay her last bills before she went into care, such as her last Rent payment, gas electric Council Tax etc. I have no...

    Started by Little Harry‎, 03-05-2015 05:21 PM
    2 Pages
    1 2
    • Replies: 25
    • Views: 751
    Yesterday, 12:15 PM
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  4. CRAG is no longer applicable!!!!

    I haven't seen it mentioned before so :o if it has been. The new Care Act has superseded CRAG and it is now no longer applicable. This is now the new guidance........ https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/366104/43380_23902777_Care_Act_Book.pdf The Age...

    Started by Pete R‎, 20-05-2015 04:19 PM
    2 Pages
    1 2
    • Replies: 19
    • Views: 837
    21-05-2015, 10:39 AM
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  5. Social services

    I wonder if anyone can tell me what to expect. Mum is mid stage and is now needing more help and supervision. We arrange our own carers independently. About a month ago she got a very welcome visit from an alzheimers nurse and navigator, so far so good. They are concerned about her...

    Started by carol4444‎, 20-05-2015 06:01 PM
    • Replies: 5
    • Views: 277
    20-05-2015, 09:58 PM
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  6. Clinical Commissioning Groups- Out of Control?

    Whilst in hospital, in 2013, my severely disabled mother, who is also suffering from Alzheimer’s, was assessed by a multidisciplinary team, which included a Consultant of Geriatric Medicine and was deemed eligible for NHS Continuing Care funding, on the basis of two “severe” scores. However this...

    Started by Kon Dealer‎, 25-04-2015 07:22 PM
    2 Pages
    1 2
    • Replies: 19
    • Views: 931
    20-05-2015, 07:39 PM
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  7. Paying for care home advice

    Hi I'm just trying to understand how this all works, as yet dad isn't in need of this ..but.. It may come some day. Parents own the family home, been there 50yrs, dad has work pension coming in and his state, some isa that I know of, money kept aside for his care now. They would be self funding,...

    Started by Kjn‎, 19-05-2015 07:22 AM
    • Replies: 5
    • Views: 401
    19-05-2015, 03:07 PM
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  8. Concerned about sibling's actions with parent's bank account

    My father died recently. He had full mental capacity up until the time of his death but didn't apply to put a Power of Attorney in place. He was planning to do so as he had all the paperwork but never signed it. My mother has dementia and has recently moved to a care home. She will now be...

    Started by susywestcountry‎, 17-05-2015 07:56 AM
    • Replies: 7
    • Views: 609
    18-05-2015, 07:55 PM
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  9. Finding a will.

    Hello all, I'm hoping someone can help. Does anyone know how to locate a will of someone who is still alive? My partners mother cannot remember when, where or who she registered her will with. Her husband has dementia and also cannot remember. Any help would be much appreciated as the...

    Started by minirolo2004‎, 17-05-2015 11:05 PM
    • Replies: 2
    • Views: 222
    18-05-2015, 12:27 AM
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  10. Deputyship and the EX160 A form HELP!

    Hi, Can anyone help! I am applying for deputyship for her mothers finances and have had all the forms returned requesting we fill out a EX160 form rather than a COP44A. I have read though all the notes accompanying the form but it’s not clear who’s details I use to fill the form up with....

    Started by Hill‎, 06-02-2014 01:12 PM
    • Replies: 4
    • Views: 1,371
    17-05-2015, 03:06 PM
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  11. DWP recovery from estates - Help please panicking!

    I just got home to a brown envelope with a form asking for details of Mum's estate. I assume this is to see if any over payments have occurred, she received AA and also Pens credit, I always informed them of any changes. What concerns me is they want to know the value of the property (incl...

    Started by gillybean‎, 15-05-2015 08:14 PM
    3 Pages
    1 2 3
    • Replies: 38
    • Views: 1,168
    17-05-2015, 11:32 AM
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  12. Services

    My father-in-law has recently had his phone line cut off due to not paying his bill which was set up as a direct debit. On looking into this problem we find that in fact he is paying two telephone companies for his phone rental. He is locked into two contracts one for 12 months and the other for...

    Started by SallyBus‎, 13-05-2015 07:06 AM
    • Replies: 5
    • Views: 587
    17-05-2015, 09:47 AM
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  13. Retrospective Probate

    Thought I was on the final stretch today as I went to hand over the deeds for an assent in title to me and to apply for first registry of the property. Imagine how I felt to be told that although I had gone through probate for my recent Mum's death I now have to do it all over again for my Dad...

    Started by gillybean‎, 14-05-2015 06:13 PM
    • Replies: 12
    • Views: 485
    16-05-2015, 08:42 PM
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  14. Advice please?

    I am a new member and found the forum by searching - hoping to find someone to help me. My mum has been in a care home for several years. She had had an operation about a year previously on her spine as she was becoming unable to walk. A few years ago she became totally unable to walk or load bear...

    Started by Sophietucker‎, 16-05-2015 11:31 AM
    • Replies: 4
    • Views: 251
    16-05-2015, 08:20 PM
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  15. Unknown Bill.

    I have been contacted by a clock repairer this morning and he said Dad left a clock with him for repair 8 months ago. At the time I would have said he would have just about capable of taking the clock to the shop. The problem is I do not recognise it. I have looked at the paperwork and my...

    Started by CLAIREDAY‎, 16-05-2015 11:19 AM
    • Replies: 9
    • Views: 402
    16-05-2015, 06:37 PM
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  16. Unhappy help

    A member of my family Has power of attorney, they are not thinking of my mums best interests it seems to be look at me i am in control, this is so hard to be not able to get information about my mums health. Do i have any rights at all being her daughter,i am not at all intrested about her...

    Started by advise‎, 16-05-2015 09:02 AM
    • Replies: 2
    • Views: 179
    16-05-2015, 10:20 AM
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  17. Be prepared for vulchers.

    My father's funeral is on Thursday and so far I have had 5 phone calls from people who think they should benefit from his estate. They have all claimed they are relatives. The wider family is large but I have spoken to somebody who knows the wider family better than me and he does not think these...

    Started by CLAIREDAY‎, 12-05-2015 10:36 AM
    2 Pages
    1 2
    • Replies: 24
    • Views: 1,462
    15-05-2015, 10:08 PM
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  18. What to look out for in Financial Assessment

    My mother is about to have a financial assessment as the very first step in getting a social worker assigned. Is this usual? She is about to (next week hopefully!!!) have an op, following which she will stay in a care home for a couple of days before getting back to her own home. Any tips on...

    Started by GarageDragon‎, 14-05-2015 01:05 PM
    • Replies: 5
    • Views: 334
    15-05-2015, 05:51 PM
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  19. Local Authority Standard Rate

    If the standard rate is lower than what is actually available, ie the carehomes which can meet mum's needs are much higher can i challenge the standard rate and if so, how do i go about this? Mum needs a dementia registered care home but i can only find a suitable one in a different borough and...

    Started by MissDiane‎, 13-05-2015 09:23 PM
    • Replies: 2
    • Views: 290
    15-05-2015, 03:55 PM
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  20. care home fees

    Hello, I'm not sure if this is the right place for this post... I have a question about the difference in the cost of care homes. I have now visited a number of care/nursing homes for my mother, who is in early stages of Alzheimer's, and the fees range from £700 to £1,300 (or more) per week....

    Started by Angela T‎, 01-03-2015 05:53 PM
    2 Pages
    1 2
    • Replies: 21
    • Views: 1,708
    15-05-2015, 11:25 AM
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  21. Inheritance tax

    My mum is in a care home, but how do we know what is right as to having money from her accounts, such as birthdays, Christmas for the children which she always gave to I don't want to do anything illegal.

    Started by Lynne3‎, 14-05-2015 09:32 PM
    • Replies: 6
    • Views: 385
    15-05-2015, 09:45 AM
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  22. Lasting power of attourny and legal rights

    Hi mum went into a care home 2 years ago she has dementia , I have a lasting power of attourney is it legal to use money from mums account if she says we can even though a P O A is in place. Thanks

    Started by Lynne3‎, 13-05-2015 07:14 PM
    • Replies: 4
    • Views: 392
    14-05-2015, 09:12 PM
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  23. The cost of being self funding

    Whilst one does not want to raise the subject of money while talking about care, the enormous cost of being self funding makes it unavoidable. According to the manager of the care home where my parent is residing, if the care home is short of staff at night and they have to call a supply carer from...

    Started by Avenger‎, 24-04-2015 03:17 PM
    4 Pages
    1 2 3 4
    • Replies: 45
    • Views: 2,460
    14-05-2015, 12:47 PM
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  24. after CHC awarded then what?

    We were told Dad had been awarded the CHC fully funded amount for the first three months when he went in to a nursing home 3 weeks ago. However we have not received any letter of confirmation about this or an actual start date. Therefore how will we know when the three month review will be? Who is...

    Started by katie1‎, 13-05-2015 10:10 PM
    • Replies: 5
    • Views: 432
    14-05-2015, 12:26 PM
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  25. financial assessment

    How long does it normally take for LA to carry out a financial assessment?My Dad has been in a nursing home for 12 months,Mum since last November.

    Started by notsogooddtr‎, 06-05-2015 12:18 PM
    • Replies: 3
    • Views: 485
    14-05-2015, 09:33 AM
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