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Forum: Legal and financial issues

This forum is a place to discuss personal experiences in relation to financial, legal and benefits issues. Legal or financial information posted in an advisory capacity, or to promote goods or services, will be removed.

  1. Sticky Thread Sticky: Please read: Welcome to the Legal and Financial Issues forum

    Welcome to the Legal and Financial Issues forum. This forum is for people who wish to share their experiences in relation to financial and legal issues. Please note: Talking Point is a place for peer support and should not be used as a substitute for professional advice. You should consult...

    Started by SerenaS‎, 24-10-2011 11:54 AM
    • Replies: 0
    • Views: 7,754
    24-10-2011, 11:54 AM
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  1. Direct Payments Scheme

    Ok, this is a hypothetical question, the situation may never occur, but I'd like to be prepared, just in case. Sorry if it sounds a bit complicated, I'll make it as simple as I can! Mum's extra care has been approved by SS and I have opted for the Direct Payments Scheme. We are now waiting for...

    Started by piph‎, 19-10-2014 05:02 PM
    • Replies: 9
    • Views: 492
    Today, 01:13 PM
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  2. CHC - a simple and very effective method to help anyone applying for CHC

    Hi all I hope the following helps anyone who is applying for CHC. I've read many times on this forum that evidence is key when preparing for the battles of CHC applications. My mother has been caring for my father at home for the last nine years. He's now is a right old state and has been...

    Started by madhiker‎, Yesterday 04:04 PM
    • Replies: 5
    • Views: 169
    Today, 01:06 PM
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  3. Care home disciplinary being kept secret even though we have Power of Attorney

    Six months after quite shocking neglect with 4 staff involved we discovered that the care home manager considers the matter too confidential to give us a report. My sister and I have Mum's PofA and always thought that we had the right to know anything she would know if she did not lack mental...

    Started by Softly‎, Today 07:13 AM
    • Replies: 0
    • Views: 96
    Today, 07:13 AM
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  4. House Insurance after move to care home

    Can anyone give any advice on how to get house insurance after a homeowner moves into care. How difficult is it? Are there any companies who specifically deal with this situation? Just building insurance would be fine as not overly concerned about the contents. Looking for cover until the property...

    Started by uklizzie‎, 30-10-2014 10:24 PM
    • Replies: 8
    • Views: 213
    Today, 12:18 AM
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  5. can we over ride a decision by a social worker?

    hi...new to site so may be replicating question.... my husband and I have just got back from A AND E at our local hospital after 12 hours of waiting for bed for mother in law... she was diagnosed 2.5 years ago when her husband passed away and we have been fighting to get her in a care home since...

    Started by debsydo‎, 30-10-2014 01:50 AM
    • Replies: 5
    • Views: 263
    Yesterday, 09:34 PM
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  6. Waiting for a phone call - feeling sick!

    I have been up since the wee hours of the morning - unable to get back to sleep when I awoke and remembered that the appeals nurse is going to phone me this morning with the results from the panel. I have scrubbed the kitchen floor, ironed for England, but haven't got dressed yet! I feel so...

    Started by leedsfan‎, 28-10-2014 10:26 AM
    2 Pages
    1 2
    • Replies: 18
    • Views: 653
    Yesterday, 04:53 PM
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  7. Probate...........

    Hi, Can anyone on here offer any insight into the abyss of what's called Probate ? I have a few questions in relation to this : 1 - At what level in terms of money, does the estate have to be valued at for having to apply for probate ? ( no property, jewelry etc, just a small amount in a...

    Started by VickyG‎, 27-10-2014 01:12 PM
    2 Pages
    1 2
    • Replies: 26
    • Views: 558
    Yesterday, 04:33 PM
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  8. Falling into a loophole with selling house .

    Hi all, firstly a belated thank you to all who helped me with my other recent thread asking about the average state contribution towards care home fees. It's been a whirlwind since then so I'm sorry I didn't come on to say thank you at the time, I really appreciated all your advice and support. ...

    Started by Gardening‎, 21-10-2014 10:15 PM
    3 Pages
    1 2 3
    • Replies: 40
    • Views: 1,750
    Yesterday, 01:30 PM
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  9. Getting a letter from the Inland Revenue the deceased account is finally settled.

    A lady I know has received a bill from the Inland Revenue for 85.00 saying her late husband had not paid enough tax. He passed away in February 2013 and she said probate has been issued and the estate distributed. Only herself and the offspring were beneficiaries. She is not totally happy the...

    Started by WILLIAMR‎, 30-10-2014 12:01 PM
    • Replies: 6
    • Views: 243
    Yesterday, 10:31 AM
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  10. what to do with house?

    My mother passed away last month - she had already signed over her 50% of the house to me and my sister. Dad is living in a care home for dementia but still owns the other 50% of the house. Now mum has gone,the house is empty. Legally, I am not clear where my sis and I stand in terms of being able...

    Started by Scarlett23‎, 27-10-2014 06:47 PM
    • Replies: 7
    • Views: 403
    30-10-2014, 06:32 PM
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  11. alzheimer suffer wants answers to where his money is and what's in his will,

    Family relative with Alzheimer's gave financial POA to eldest child, which was activated once he was assessed as lacking capacity. He is requesting to see his will and wants to know where his money is. His behaviour becomes difficult and he gets very frustrated when we tell him that we don't know...

    Started by Molly65‎, 29-10-2014 10:08 PM
    • Replies: 4
    • Views: 189
    29-10-2014, 11:01 PM
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  12. Question CHC and maximum assets

    Hi, I am about to attend a CHC assessment for Mum whose dementia is well advanced and needs 24hr assistance etc. I am concerned about the level of her bank balance should she be awarded CHC. Her a/c is in joint names. there`s no power of attorney as I am the only child, ther was not property to...

    Started by catbells‎, 28-09-2014 10:15 PM
    3 Pages
    1 2 3
    • Replies: 42
    • Views: 1,726
    29-10-2014, 10:27 PM
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  13. Rental income from my home

    Hi, I am living in my mum's home to be near her in her care home. On the financial assessment form for them to take a charge on her house, it asked if I rented out my house. I don't rent out my whole house but do rent out a room in it, to help cover the house costs while i am a way. As I am living...

    Started by Raggedrobin‎, 21-09-2014 02:49 PM
    4 Pages
    1 2 3 4
    • Replies: 49
    • Views: 2,022
    29-10-2014, 01:43 PM
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  14. Unsure of how to proceed next

    Hello Everyone Have just joined the website. My mother in law is in the middle stages of Alzheimer's. ( unable to hold proper conversations ,double continent, doesnt recognise any family members etc) but is very happy in her self and able still to shuffle around still. She is still at home...

    Started by LWak8‎, 29-10-2014 09:53 AM
    • Replies: 7
    • Views: 252
    29-10-2014, 11:47 AM
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  15. Social Worker has changed her words.

    Just come back from sitting in on an assessment with a social worker I have seen on another occasion with somebody else. The house is owned jointly by daughter and father and the daughter now lives in it on her own. The social worker said it would be a good opportunity for the daughter to...

    Started by WILLIAMR‎, 28-10-2014 11:56 AM
    • Replies: 7
    • Views: 371
    29-10-2014, 11:05 AM
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  16. Top Up Fees and who can pay them?

    My long list of battles with LA,SW's and NHS over Mom's care has now reached Top up fee payments. I am still awaiting an appeal decision on a discretionary disregard and the LA are continuing as if that has been declined. I intend to still be living in Mom's house in 6 years time when I reach 60...

    Started by Pete R‎, 28-10-2014 03:32 PM
    • Replies: 2
    • Views: 171
    29-10-2014, 10:07 AM
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  17. CHC Individual Needs Portrayal checklist overruled by the district nurse

    I am brand new to the forum but am hoping someone might know what I am talking about. Several weeks ago my sister and I (both with Powers of Attorney for Health and Finances) attended a meeting with the social worker and team leader at my Mum's care home. Mum has mixed dementia and other...

    Started by Softly‎, 21-11-2013 04:09 PM
    • Replies: 10
    • Views: 1,224
    29-10-2014, 09:15 AM
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  18. Mum refused NHS continued healthcare at assessment - help please

    Im so so so angry. Mum was granted NHS continued healthcare last year. Her alzheimers was pretty bad and she had a variety of other health needs. At the one year review (which I was assured would be a formality) the health professional actually told me he recommended a continuance as mums...

    Started by Farmergirl‎, 19-07-2014 10:26 AM
    5 Pages
    1 2 3 4 5
    • Replies: 64
    • Views: 2,501
    28-10-2014, 03:20 PM
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  19. CHC: Delay in full assessment referral

    My mum was checklisted to be referred for full CHC assessment on 25th November 2013, she scored A's in Behaviour and Cognition plus B's and C's in other areas. We received a letter from CCG on 18th February 2014 stating that she was awarded NHS Funded Nursing Care backdated to 25th November...

    Started by zena285‎, 26-10-2014 03:19 PM
    • Replies: 5
    • Views: 329
    27-10-2014, 08:55 PM
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  20. Employers Pension Schemes

    Had a letter from my employers pension scheme offering more pension up to 80 in return for less after 80. I am just wondering if councils will complain as there will be less money towards care fees as most people in care are over 80. Also I am just wondering if anybody has had a situation where a...

    Started by WILLIAMR‎, 24-10-2014 11:41 PM
    • Replies: 7
    • Views: 282
    25-10-2014, 04:21 PM
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  21. help needed

    a relative of mine is in hospital she is in the last stages of dying from cancer she signed power of attorney to her brother in law before going into hospital recently she has been promising rings and money to different friends that have been visiting her she has promised one ring to two...

    Started by nephew‎, 24-10-2014 12:03 PM
    • Replies: 9
    • Views: 289
    25-10-2014, 02:05 PM
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  22. Question Court of last resort?

    {sorry long post} Moving quickly from official diagnosis in September to incapacity in October, we are not sure where we'll be by the end of the year as Mum is degenerating almost by the second. (the "is this really possible?" posting is elsewhere). Mum refused to sign the Lasting Power of...

    Started by esmerelda‎, 23-10-2014 04:07 PM
    bank account, capacity, court of protection, third party mandate
    • Replies: 4
    • Views: 297
    25-10-2014, 09:46 AM
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  23. CHC - Just starting off - any advice please?

    MiL has been self-funding residential care for four years. As well as vascular dementia, she has a cocktail of serious health conditions which need to be managed. Supported by the CH Manager, we think she meets the criteria for CHC funding. In response to our request for an assessment, the...

    Started by Florriep‎, 16-10-2014 12:33 PM
    3 Pages
    1 2 3
    • Replies: 35
    • Views: 1,529
    24-10-2014, 07:31 AM
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  24. capacity or not?

    As her carers my siblings and I had decided that my mother lacked capacity. She was recently assessed at her local hospital & they informed us that they were unable to give my mother any diagnosis and that they would not support us in any attempt to gain lasting power of attorney over her. She...

    Started by Lynne06‎, 07-05-2014 06:14 AM
    5 Pages
    1 2 3 4 5
    • Replies: 71
    • Views: 3,310
    22-10-2014, 07:35 PM
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  25. Is this legal?

    My mother is in the late stages of Alzheimer's dementia mix and she has been admitted to a hospital unit near where she lives, with little hope of her coming out again. I have siblings who they are going to see a solicitor to try and get my mum's house signed over to their names, so if my mum is...

    Started by ellorobin‎, 21-10-2014 05:32 PM
    • Replies: 8
    • Views: 459
    22-10-2014, 06:56 AM
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