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Forum: Legal and financial issues

This forum is a place to discuss personal experiences in relation to financial, legal and benefits issues. Legal or financial information posted in an advisory capacity, or to promote goods or services, will be removed.

  1. Sticky Thread Sticky: Please read: Welcome to the Legal and Financial Issues forum

    Welcome to the Legal and Financial Issues forum. This forum is for people who wish to share their experiences in relation to financial and legal issues. Please note: Talking Point is a place for peer support and should not be used as a substitute for professional advice. You should consult...

    Started by SerenaS‎, 24-10-2011 11:54 AM
    • Replies: 0
    • Views: 8,714
    24-10-2011, 11:54 AM
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  1. Financial Abuse

    Help!! My 88 year old father's bank accounts have been subject to repeated substantial withdrawals over the past three years & this was reported to Social Services.They in turn forwarded it onto the police. This week the case has been returned by the Police as my father had not had a mental...

    Started by In a Whirl‎, 23-02-2015 11:57 PM
    • Replies: 6
    • Views: 484
    Today, 06:05 AM
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  2. Enduring Power of attorney - how effective is registration with the Public Guardian

    I hold Enduring Power of Attorney for my mother in law which I have registered with the Public Guardian because of her deteriorating dementia condition. I am led to believe from her ramblings that her brother, who was a required party to the registration, may be trying to persuade her to change...

    Started by codyaitch‎, 25-02-2015 11:15 PM
    • Replies: 3
    • Views: 165
    Yesterday, 10:55 PM
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  3. What are the downsides to LPAs?

    Hello, I am hoping that someone on here might be able to help me get some clarity: you seem to have a wealth of knowledge between you. I have been speaking with my mother about LPAs, but am worried about legalities. Please could anyone tell me if anyone signing up to be an attorney could be...

    Started by GarageDragon‎, 16-02-2015 10:26 PM
    • Replies: 10
    • Views: 526
    Yesterday, 02:02 PM
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  4. Power of Attorney

    I am POA for my uncle and have managed his affairs under POA for 3 years. I had certified copies made at Job Centre and sent them off to banks, HMRC, accountant, pension suppliers etc and all were implemented with the exception of one pension provider. The pension is only 5 a month but they have...

    Started by neetnpete‎, 20-02-2015 02:05 PM
    • Replies: 4
    • Views: 258
    Yesterday, 11:27 AM
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  5. CHC second stage assessment- how to prepare

    Hello everyone I am hoping for some more advice after the excellent replies I have received previoulsy.Just to recap Dad is at home, lives with my brother (who has mental health problems) and requires all day carers 7 days/ week for his own safety. Diagnosis is AD, and he has challenging behaviour...

    Started by missmarple‎, 07-01-2015 02:59 PM
    • Replies: 9
    • Views: 746
    Yesterday, 11:24 AM
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  6. Mental Capacity Act...Moving between temporary to permanent LA contract.

    Mom, with Vas D, is currently in a Nursing Home on a temporary LA contract. She is about to go onto a permanent contract. I have both LPA's and have been acting on her behalf since Easter. The SW knows this. SW today said that Mom will have to have a MCA assessment to see if she understands...

    Started by Pete R‎, 25-02-2015 06:18 PM
    • Replies: 2
    • Views: 151
    Yesterday, 09:22 AM
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  7. NS&I over 65 ( pensioner bonds) and POA

    I was thinking of applying for this for my husband under POA. I have the relevant form ( thanks Nitram) but I am a bit put off by having to enclose a certified original copy of the POA. I only have a couple of these and it would be costly if it got lost so generally I have either turned up in...

    Started by tre‎, 12-02-2015 08:56 PM
    • Replies: 14
    • Views: 426
    25-02-2015, 11:52 PM
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  8. POA and expenses advice please

    Hello. My first post so please forgive any gaffes. I seek some advice please and I hope this forum is an appropriate place to ask. I am nearest relative to an aunt for whom I also have POA (EPA). She has been in hospital for some months. She may enter nursing care relatively soon. Alzheimer's is...

    Started by Orchard‎, 24-02-2015 11:55 PM
    • Replies: 11
    • Views: 411
    25-02-2015, 11:49 PM
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  9. lasting power of attorney queries

    I was just wondering what happens if I do not take lasting power of attorney or go through the courts for deputyship. Will the social services take responsibility for the care and make decisions if I do not want them myself. I've realised it's something I do not want following my up bringing and...

    Started by smailes‎, 23-02-2015 09:54 PM
    • Replies: 2
    • Views: 196
    24-02-2015, 04:53 PM
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  10. Court of Protection - protects the deputy as well.

    My husband was appointed by court of protection, as the deputy to his late sister. For over 6 years he fulfilled all obligations, and even helped her financially when her personal funds depleted to an all time low, due to paying her own fees. Sadly she passed away last July. There are four...

    Started by KIM62‎, 23-02-2015 11:23 PM
    • Replies: 4
    • Views: 226
    24-02-2015, 02:57 PM
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  11. Moved: The Data Protection Act & Financial Assessments.

    Started by Pete R‎, 23-02-2015 09:07 PM
    • Replies: -
    • Views: -
    23-02-2015, 09:20 PM
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  12. NHS CHC funding--who does it go to?

    Hello This is all a bit new to me. My Dad is about to have the CHC checklist and later the assessment. I am trying to read (and understand??!!) all the documentation relating to this topic.....but there is a lot of it! Could anyone tell me, if Dad was granted NHS funding later down the line,...

    Started by katie1‎, 20-02-2015 09:39 PM
    • Replies: 7
    • Views: 371
    23-02-2015, 05:39 PM
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  13. Can mum sell her flat?

    Hello people, can anyone tell me if my mum would be allowed to sell hear leasehold flat. My stepdad has dementia and was taken into a care home last October, we don't have power of eterney over him but three years ago my mum was advised to change the deeds to joint tenents in common and has willed...

    Started by Charlikat‎, 22-02-2015 06:39 PM
    • Replies: 2
    • Views: 212
    23-02-2015, 05:30 PM
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  14. Late respite bill

    I posted a couple of months ago re a very delayed bill for respite my late Dad had whilst we all moved house last year. His stay was for 6 weeks & the care home sent an invoice for his part of the bill - he wasn't self funding so only paid 160 per week. The care home have very kindly agreed they...

    Started by treecol‎, 21-02-2015 11:50 PM
    • Replies: 7
    • Views: 301
    23-02-2015, 02:58 PM
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  15. POA and replacement attorneys if one joint attorney dies - is there a way round this?

    Hi. I wonder if anyone has sorted out this issue sensibly. My mother has dementia. My father, myself and my brother will be attorneys for her, and my brother and I for my father. We had thought to have attorneys and replacement attorneys, and have some decisions joint and some several,...

    Started by Clare39‎, 22-02-2015 11:40 AM
    joint attorneys, poa, replacement attorneys
    • Replies: 4
    • Views: 144
    22-02-2015, 04:49 PM
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  16. Is it Legal to ask for donor signature in addition to LPA?

    I have an LPA to deal with my Mum's Financial affairs. I have been through lots of complications getting banks to set up access to my Mum's accounts, and I have managed to get round their insistence on having the account holder / donor sign a form when I have presented with them with an LPA that...

    Started by Stechi‎, 14-02-2015 07:32 PM
    65+ bond, attorney, lpa, pensioner bond, poa
    • Replies: 3
    • Views: 282
    22-02-2015, 12:29 PM
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  17. CHC - at what point do we say if we're self funding?

    I've read many extremely helpful posts on here and hope to start adding our own experiences now, with a view to helping others. My mum is currently in hospital and will soon be moving into a nursing home. She had the checklist done last week, and we have the CHC meeting on Thursday. We are...

    Started by vickster‎, 17-02-2015 10:18 AM
    • Replies: 7
    • Views: 565
    21-02-2015, 09:33 AM
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  18. Correspondence sent to donor who already lacks capacity

    Can anyone tell me please, whilst a donor has lost capacity (since at least 4 years ago but officially diagnosed only in Sept 2014) and her two Attorneys (joint + severally) have deliberately avoided registering the LPA with any organisation (apart from with the CoP) thus not using the LPA for...

    Started by Norfolkgirl‎, 20-02-2015 10:11 PM
    • Replies: 8
    • Views: 267
    21-02-2015, 12:44 AM
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  19. Pronblem for the Litigation friend for father's divorce he has dementia

    sorry I think I disclosed something I shouldnt in this thread ...so have deleted

    Started by bobtail‎, 15-03-2014 10:50 PM
    • Replies: 5
    • Views: 701
    20-02-2015, 08:12 PM
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  20. For those of you who have a loved one in in major NH provider...A warning!

    I obviously will not name them on here but if anyone wants to know I will reply on PM. My Mom, with VasD, and a few other ailments has been in a NH since last summer. She has settled well and the care is fine but not great. There is not one member of staff with Dementia training but I knew that...

    Started by Pete R‎, 18-02-2015 03:05 PM
    • Replies: 8
    • Views: 658
    20-02-2015, 04:16 AM
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  21. Land registry tenants in common problem

    Hi, Firstly I'd like to thank everyone for all the great advice on here. My brother and I are having a problem with the Land Registry following the death of our mother, 21 months ago. My mother was my Fathers carer (he has mixed dementia/alzheimers) and died suddenly, requiring him to go into a...

    Started by Sentinel‎, 09-02-2015 12:55 PM
    • Replies: 10
    • Views: 518
    17-02-2015, 11:06 PM
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  22. Mother worried about her house.

    Hi First post here, but all looks incredibly friendly and informative. Really just after some confirmation that my understanding of my parents situation is correct as my mother is worried. Both my mother and father jointly own their home. It looks increasing likely that my father will...

    Started by Knockster‎, 16-02-2015 08:12 PM
    • Replies: 5
    • Views: 507
    16-02-2015, 10:27 PM
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  23. Will my home be at risk if my father who lives with us, needs care

    Hi everyone, I have tried to find the information I require through the fact sheets but wanted to ask the advice of you all on here. Myself and my husband plan to buy a house with an annexe so my parents can live with us. Since dementia runs in my family, there is a chance that my father...

    Started by SMS‎, 16-02-2015 03:20 PM
    • Replies: 8
    • Views: 446
    16-02-2015, 09:26 PM
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  24. Link re banking and assisting someone

    http://www.bbc.co.uk/news/blogs-ouch-31108792 Thought there might be something in linked article that may help some on here:)

    Started by Sue J‎, 15-02-2015 12:33 PM
    • Replies: 3
    • Views: 232
    15-02-2015, 04:01 PM
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  25. Financial Assessment - ISA

    Hi, I wondered if anyone could offer advice on whether an ISA which is due to mature later this year, can be taken into account in a financial assessment. The monies from this were going to be used to pay off remaining mortgage on family property, however, brother in law is now in care home, and...

    Started by Rebecca62‎, 13-02-2015 10:07 AM
    • Replies: 2
    • Views: 299
    15-02-2015, 11:39 AM
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