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Forum: Legal and financial issues

This forum is a place to discuss personal experiences in relation to financial, legal and benefits issues. Legal or financial information posted in an advisory capacity, or to promote goods or services, will be removed.

  1. Sticky Thread Sticky: Live Q&A in our chat room: Lasting Powers of Attorney

    This Thursday, 11 September we'll be running a live Question and Answer session on Lasting Powers of Attorney, with Alzheimer’s Society Information Officer, Sam. The session will be run from 2 - 3pm. If you have a question about this, please do pop in to the chat room. (Please note that Sam...

    Started by SerenaS‎, 09-09-2014 03:29 PM
    • Replies: 2
    • Views: 402
    19-09-2014, 03:51 PM
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  2. Exclamation Sticky Thread Sticky: Live Q&A in our chat room: paying for residential care and NHSCC

    This Thursday, 13th March we'll be running a live Question and Answer session on paying for residential care and NHS continuing care, with Alzheimer’s Society Information Officer, Tina. The session will be run from 12 - 1pm, and everyone who has a question about one of these topics is very...

    Started by KatherineW‎, 11-03-2014 03:36 PM
    • Replies: 4
    • Views: 2,223
    14-03-2014, 09:57 PM
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  3. Sticky Thread Sticky: Please read: Welcome to the Legal and Financial Issues forum

    Welcome to the Legal and Financial Issues forum. This forum is for people who wish to share their experiences in relation to financial and legal issues. Please note: Talking Point is a place for peer support and should not be used as a substitute for professional advice. You should consult...

    Started by SerenaS‎, 24-10-2011 11:54 AM
    • Replies: 0
    • Views: 7,488
    24-10-2011, 11:54 AM
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  1. So angry !

    Today my relative received a visit from someone from the Alzheimer's disease Society, no advance notification was given for this visit and I am absolutely furious that they felt they could approach someone in a vulnerable position without first seeking authorisation. My relative herself contacted...

    Started by Irate of surrey‎, Yesterday 06:49 PM
    • Replies: 6
    • Views: 226
    Today, 03:58 AM
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  2. How long does it take to wind up a deputyship?

    A bit of background. My mother died earlier this year, and I found myself her executor. I have appointed the solicitor who was acting as her deputy to act on my behalf and I am a little concerned at the extremely slow pace he and his financial advisers are working at. Does anyone have any...

    Started by Wirralson‎, 22-08-2014 04:34 PM
    2 Pages
    1 2
    • Replies: 15
    • Views: 485
    Yesterday, 07:32 PM
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  3. In to a care home

    My mother in law is in hospital and has been diagnosed with dementia which has come on really quickly .She is not well and only has one kidney and no gall bladder !!! She is about to be put in to a nursing or care home very shortly . She has quite a bit of money in the bank and a house valued...

    Started by beatles2‎, 30-09-2014 02:30 PM
    • Replies: 2
    • Views: 139
    30-09-2014, 03:34 PM
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  4. Fighting to keep mam at home

    my two sisters are adamant they want mam in a care home as soon as. mam doesnt want to go and i dont want her to either. sisters are poa can they make the decision for her and make her go against her will. #

    Started by willingdonkey‎, 20-12-2013 03:33 PM
    • Replies: 7
    • Views: 778
    30-09-2014, 10:40 AM
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  5. Finances and paying for care

    My mum has alzeimers and us about to move into a 300k approx house. She has assets of about another 50k. Just before this gies through my brother has suggested she's gives us a 'gift' allowing us to buy the house in our name so that when residential care is needed this won't come out of her money -...

    Started by Lbow‎, 27-09-2014 01:39 PM
    • Replies: 4
    • Views: 308
    29-09-2014, 09:47 PM
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  6. Question CHC and maximum assets

    Hi, I am about to attend a CHC assessment for Mum whose dementia is well advanced and needs 24hr assistance etc. I am concerned about the level of her bank balance should she be awarded CHC. Her a/c is in joint names. there`s no power of attorney as I am the only child, ther was not property to...

    Started by catbells‎, 28-09-2014 10:15 PM
    • Replies: 3
    • Views: 219
    28-09-2014, 10:46 PM
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  7. Different levels of CHC

    Are there two? Enhanced and then just CHC?

    Started by gillybean‎, 24-09-2014 11:43 AM
    • Replies: 10
    • Views: 543
    28-09-2014, 07:28 PM
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  8. Deputyship approved......several questions including bond.....sorry!!

    Hello I've got notification today in the post that the Court has appointed me as deputy to my Mum, and sent me the paper work now to sort the bond. A couple of questions please peeps. 1. the Bond - do I just pay it from my own bank and then take the money from mum's bank when I have...

    Started by tealover‎, 24-09-2014 05:19 PM
    • Replies: 6
    • Views: 325
    27-09-2014, 08:07 PM
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  9. Court of Protection

    Me and Mum live in her council flat and we live on pension and benefits..Mum only has £6'000 savings left as before I stepped in to look after her ,my 2 sis went on spending sprees with mums money (cost mum at least £30,000)...Because of their reckless spending ,the court of protection was put onto...

    Started by halojones‎, 27-09-2014 05:51 PM
    • Replies: 1
    • Views: 147
    27-09-2014, 06:19 PM
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  10. access bank accounts

    My father has dementia, quite advanced,is in a home and has just lost CHC funding. He will self fund for about 2 years---how can I access his savings accounts SOLELY to pay for his care? No power of attorney in place. I see something about deputies and it looks horrendous and long-winded! JONAS

    Started by J0NAS‎, 26-09-2014 09:12 PM
    • Replies: 3
    • Views: 268
    27-09-2014, 04:47 PM
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  11. Review

    After a recent meeting with Mum's psychiatrist, cpn & ot it was agreed that Mum could stay at home but needs 24 hour care. As she lives alone my sister and myself, who both work, have organised daycare, care agency visits and do the majority of caring ourselves. Mum will soon use up all her...

    Started by jakiflora‎, 26-09-2014 11:28 PM
    • Replies: 1
    • Views: 155
    27-09-2014, 08:08 AM
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  12. Rental income from my home

    Hi, I am living in my mum's home to be near her in her care home. On the financial assessment form for them to take a charge on her house, it asked if I rented out my house. I don't rent out my whole house but do rent out a room in it, to help cover the house costs while i am a way. As I am living...

    Started by Raggedrobin‎, 21-09-2014 02:49 PM
    4 Pages
    1 2 3 4
    • Replies: 45
    • Views: 1,598
    26-09-2014, 08:45 PM
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  13. Mum owns 1/4 of my home: can council claim money from me if I sell?

    My mother owns 25% of my home. She is now in a care home, paying privately. I'm trying to decide whether I should try to raise the money to buy out her quarter of my home (I realise this involves all sorts of complications including permission from the court of protection even though we have LPA...

    Started by andrean‎, 25-09-2014 12:19 PM
    2 Pages
    1 2
    • Replies: 18
    • Views: 557
    26-09-2014, 12:29 PM
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  14. Court of protection-value for money?

    Just wanted to share my experience with the court of protection and deputyship. I must start off my saying I really regret getting a solicitor to fill in the paperwork at a cost of £650! As I sat there with him I realised I could easily of done it myself. I was in such a state though about Dad...

    Started by babypie‎, 25-09-2014 08:36 PM
    • Replies: 2
    • Views: 148
    25-09-2014, 09:11 PM
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  15. COP 14 and attendance allowance

    Hello Received letter from COP yesterday saying the court had appointed me as deputy for Mum, so I needed to do security bond - which I have just now done, but also that I need to notify Mum within 21 days with a COP14......which is fine. My question is do I need to send that off to the Court...

    Started by tealover‎, 25-09-2014 08:09 PM
    • Replies: 0
    • Views: 120
    25-09-2014, 08:09 PM
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  16. New funding for social care (Barker report). Anyone understand the implications yet?

    There was quite a lot of stuff in the news yesterday about the report by Dame Barker. She has been looking into funding for social care and found that it is not sustainable that individuals/ families should meet costs, while health care continues fto be free. She contrasted the case of an elderly...

    Started by missmarple‎, 05-09-2014 01:47 PM
    2 Pages
    1 2
    • Replies: 25
    • Views: 1,440
    24-09-2014, 11:25 PM
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  17. Request for medical records refused

    My Mum was pushed in a hospital ward by another patient, I have asked for a copy of the incident report and it's just a one sided A4 accident report sheet. I then asked for a copy of her medical records, filled in all the relevant forms, 2 weeks later get a response they won't release without...

    Started by gillybean‎, 23-09-2014 12:55 PM
    • Replies: 6
    • Views: 345
    24-09-2014, 10:13 PM
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  18. Social Service Funding -HELP...

    Hi Need some advice if poss.... I have been having real issues with my Mum for sometime now in terms of the level/kind of care needed and the funding that thi requires which has resulted in her being put in 5 different care homes, a mental health facility and the hospital on about 10...

    Started by floyd123‎, 23-09-2014 11:57 AM
    • Replies: 4
    • Views: 369
    24-09-2014, 01:34 PM
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  19. Moving in with family, then care home.

    If a person sells their home and a family sell their home and all pool those assets to buy another larger home, then the elderly person later needs to go into a care home, then what happens about their assets that have been swallowed up by this larger house?

    Started by susy‎, 22-09-2014 07:23 PM
    • Replies: 3
    • Views: 268
    22-09-2014, 09:11 PM
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  20. Buying house off mum?

    My next door neighbour swears that a financial advisor told him that if you can afford to buy the house of your parent, at any point, then the LA are not able to use it in a financial assessment. I am sure he is wrong, in that as my mum is very elderly, surely this would be a deprivation of assets...

    Started by Raggedrobin‎, 21-09-2014 02:57 PM
    • Replies: 5
    • Views: 488
    22-09-2014, 08:45 PM
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  21. Challenging valuation of property under CRAG

    Regarding payment of care home fees, has anyone challenged the local authority over the valuation of property under CRAG guidance? Since my father's recent death I share ownership of the property with my mother as Tenants in Common. I've been advised (and have read up) that if I am unwilling to...

    Started by assistance12‎, 16-04-2013 04:50 PM
    4 Pages
    1 2 3 4
    care home fees, crag, local authority
    • Replies: 49
    • Views: 3,794
    21-09-2014, 03:13 PM
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  22. Paying Care home bills while waiting for the CoP to come through?

    Hello! My Dad is in a care home and incapable of managing his financial affairs I am in the process of applying for deputyship with the CoP. (12 weeks to go............). My mum is not in good health and has suddenly taken a turn for the worse. I am LPA finance for mum and manage their joint...

    Started by And247‎, 18-09-2014 09:58 PM
    • Replies: 2
    • Views: 277
    21-09-2014, 01:22 PM
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  23. Transforming the Services of the Office of the Public Guardian

    Simon Hughes (The Minister of State, Ministry of Justice; Bermondsey and Old Southwark, Liberal Democrat) On 21 August, the Government published the response to the consultation paper “Transforming theServices of the Office of the Public Guardian: Enabling Digital by Default” which sought the...

    Started by jimbo 111‎, 20-09-2014 11:40 AM
    • Replies: 3
    • Views: 242
    20-09-2014, 03:17 PM
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  24. Landlord problems on rented property

    A close friends mother rents a flat from a private landlord and we want to put in place a care scheme, with live in carer or night sleepers, but the landlord is blocking this, claiming she represents a danger, voids his insurance and that any carers or even us staying at the flat means we could...

    Started by respect‎, 24-08-2013 03:30 PM
    • Replies: 6
    • Views: 922
    19-09-2014, 11:47 AM
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  25. Daft Advice

    A while ago I was sitting in on a CHC meeting and funding was granted for another year. The CHC nurse then advised the Daughter to get herself in to a position to pay for her mother's care as she may not qualify in 12 months time. The nurse said sell the mother's house but it was jointly...

    Started by WILLIAMR‎, 18-09-2014 11:05 AM
    • Replies: 1
    • Views: 329
    18-09-2014, 12:01 PM
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