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Forum: Legal and financial issues

This forum is a place to discuss personal experiences in relation to financial, legal and benefits issues. Legal or financial information posted in an advisory capacity, or to promote goods or services, will be removed.

  1. Exclamation Sticky Thread Sticky: Live Q&A in our chat room this Thursday: paying for residential care and NHSCC

    This Thursday, 13th March we'll be running a live Question and Answer session on paying for residential care and NHS continuing care, with Alzheimer’s Society Information Officer, Tina. The session will be run from 12 - 1pm, and everyone who has a question about one of these topics is very...

    Started by KatherineW‎, 11-03-2014 03:36 PM
    • Replies: 4
    • Views: 665
    14-03-2014, 09:57 PM
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  2. Sticky Thread Sticky: Please read: Welcome to the Legal and Financial Issues forum

    Welcome to the Legal and Financial Issues forum. This forum is for people who wish to share their experiences in relation to financial and legal issues. Please note: Talking Point is a place for peer support and should not be used as a substitute for professional advice. You should consult...

    Started by SerenaS‎, 24-10-2011 11:54 AM
    • Replies: 0
    • Views: 6,279
    24-10-2011, 11:54 AM
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  1. Question Will my Mum , going into a home, lose her her........

    Pension. Attendence Allowence. And my Dad's works Pension that she gets. ??. I'm thinking "Of Course" but thought i'd ask anyway.

    Started by worriedson1‎, Yesterday 11:21 PM
    • Replies: 8
    • Views: 189
    Today, 12:10 AM
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  2. Re-admission under Section 2 - impact on S117 funding

    Briefly for now - having been sectioned under Section 2 then Section 3 last year Dad moved into Care home last November with funding under S117. (As an aside Dad is in N East whilst myself and brother who are next of kin and Joint & Several POAs are based in south) In last few days his state...

    Started by PaulC10‎, Yesterday 06:02 PM
    funding, readmission, s117, section 2
    • Replies: 2
    • Views: 118
    Yesterday, 09:48 PM
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  3. Best Way To Pay Care Home Top-Up?

    My mom has gone into a CH. It's a very good place. She's getting mostly LA funding with a small top-up needing to be paid. I've now been sent a standing order form. What's the best way to set up payments? We haev not got a PofA or Deputyship set up yet. Would it be best at present to just...

    Started by Snapshot‎, 14-04-2014 07:09 AM
    2 Pages
    1 2
    • Replies: 21
    • Views: 909
    Yesterday, 08:48 PM
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  4. Benefits

    When mum lived at home she had housing benefit and council tax benefit. I wasn't involved in her finances for part of this time but from what I can gather she had these benefits because of her income. Her only income was her state pension and pension credit (she had guaranteed pension credit). She...

    Started by Anongirl‎, 19-04-2014 10:39 PM
    • Replies: 10
    • Views: 291
    Yesterday, 08:16 PM
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  5. Read your parents' wills!

    I discovered to my horror today that my Dad's will has Mum as sole executrix, unless she is dead when I and my siblings become executors. My Mum has dementia. She always led me to believe that I and my siblings were executors and I never checked the will. We are seeing the solicitor next week...

    Started by Owly‎, 08-04-2014 06:23 PM
    • Replies: 12
    • Views: 1,087
    Yesterday, 07:52 PM
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  6. New joint account.....

    When Mum's LPA comes through, I'm thinking of taking her to open a new joint account, with me, (her main account is already joint with me) one with no direct debits or standing orders on it, a sort of 'pocket money account' and keeping it topped up with money from her main account, but with never...

    Started by piph‎, 11-04-2014 03:19 PM
    • Replies: 7
    • Views: 280
    Yesterday, 07:47 PM
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  7. Banks....is this right that I'm not allowed a card to act for Mum?

    I registered my Mum's POA with the PGO so after much ado (which I won't bore you with) I had an appointment at HSBC. I spend 45 minutes for them to photocopy 9 sheets of paper and left the appointment with her saying you'll hear something in 2 weeks. 2 weeks passed, nothing so I called 2 days...

    Started by gillybean‎, 17-04-2014 11:14 AM
    4 Pages
    1 2 3 4
    • Replies: 47
    • Views: 924
    Yesterday, 05:25 PM
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  8. Council tax refund Thank you

    Thank you to whoever it was that noted in a thread a couple of weeks back that ad sufferers can claim council tax exemption. I was completely unaware of this but within a couple of weeks my dad has had this year's bill quashed and a refund cheque for 766 from last year has just been posted...

    Started by 2197alexandra‎, 19-04-2014 11:59 AM
    2 Pages
    1 2
    • Replies: 17
    • Views: 387
    Yesterday, 08:49 AM
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  9. Making an insurance claim as an attorney

    Mum has gone to live in a care home. While getting the house ready for sale, the local trustworthy builder has pointed out that the house has got subsidence. i understand Mum may be able to claim for this on insurance, but she doesn't have the mental capacity to do that. if I have Poa, will I be...

    Started by Raggedrobin‎, 19-04-2014 12:11 AM
    • Replies: 8
    • Views: 223
    19-04-2014, 03:32 PM
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  10. Councill has told me to rent out bungalow to pay my step mother's care home fees

    I am wondering if anybody has experience of this?. My parents owned their bungalow on a tenants in common basis and my mother left me her half. Dad got married again and willed his half of the bungalow to me on the proviso I let my step mother stay in it until she passed away or entered care. Dad...

    Started by WILLIAMR‎, 12-04-2014 02:27 PM
    2 Pages
    1 2
    • Replies: 17
    • Views: 1,054
    18-04-2014, 07:23 AM
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  11. Financial assessment

    Hi all...I was wondering if anybody has had a financial assessment by social services? Is it right that they want to know what I have in the bank? This is an assessment of my mother's finances? I welcome all comments :)

    Started by zoob‎, 14-04-2014 10:12 PM
    2 Pages
    1 2
    • Replies: 20
    • Views: 732
    17-04-2014, 06:31 PM
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  12. Moved: Coughlan Lawyer Nicola Mackintosh recognised

    Started by fr0d0‎, 17-04-2014 03:00 PM
    • Replies: -
    • Views: -
    17-04-2014, 03:00 PM
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  13. Support at home - councils and differences

    Are most councils like this? Refuse to do a needs assessment until you're at the £23.5 K stage then if they do pay, ask you to move to a cheaper care provider then having to get used to new carers who may not be reliable or as good as previously? Also no funding/financial help at all until you...

    Started by gillybean‎, 16-04-2014 05:01 PM
    • Replies: 1
    • Views: 97
    17-04-2014, 01:29 PM
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  14. Money worries

    My dads financial assessment has just been dealt with & today I received a breakdown of their calculations. It states that my dad has to make a weekly contribution of £324.98 per week plus we have to pay the £75 per week top up fee. Too say I am shell shocked would be an understatement! I was...

    Started by claire43‎, 10-04-2014 10:47 PM
    3 Pages
    1 2 3
    • Replies: 33
    • Views: 1,148
    17-04-2014, 12:37 AM
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  15. Current poa registration timescale

    In case you are just about to apply, we posted health and finance for dad on 18th January and have received them today 4th April, gives you a rough idea of how long it is currently taking for processing.:)

    Started by love.dad.but..‎, 04-04-2014 01:08 PM
    • Replies: 8
    • Views: 382
    16-04-2014, 07:49 PM
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  16. POA care from a distance

    Morning all, My brother is at present occupying a bed in a mental health unit; he shouldn't be there but no other beds were available. He's due to move into a care home any time soon. Social services want my sister and I to arrange POA so that we can pay his bills and sell his home to pay for his...

    Started by Lainey 127‎, 15-04-2014 06:17 AM
    • Replies: 4
    • Views: 202
    16-04-2014, 11:49 AM
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  17. Sale of property

    Hi, I have been appointed Lasting Power of Attorney and wish to sells my mother and fathers property who are now in care. Am I able to sell the property for less than the asking price? I would like to sell before winter comes back around and obviously the emotional attachment to the...

    Started by cc2468‎, 13-04-2014 10:14 PM
    • Replies: 6
    • Views: 510
    15-04-2014, 05:50 PM
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  18. Another LPA related query

    Can anyone on TP advise on the following scenario? Donor has LPA with two attorneys found to be acting fraudulently but Police take no action. If donor is found to have capacity, she uses a genuine solicitor to have the current LPA revoked thereby creating a new one appointing a trusted...

    Started by Norfolkgirl‎, 20-03-2014 09:42 PM
    3 Pages
    1 2 3
    • Replies: 33
    • Views: 999
    15-04-2014, 02:22 PM
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  19. Anyone had experience in revoking LPA?

    What I'm after is anyone who has experience in revoking an LPA of someone without capacity. If so, how long did it take before it took effect (revoked)? I've discovered so many things since I last posted. It seems there is a likely reason why there wasn't an investigation or actions to...

    Started by Norfolkgirl‎, 14-04-2014 09:04 PM
    • Replies: 2
    • Views: 169
    15-04-2014, 08:53 AM
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  20. Care Home Price Hike

    Hello I don't know know if anyone else has experienced this scenario...my Mum entered a Care Home 6 months ago, its pretty good and she is reasonably happy there - a big relief as we had an awful time of it deciding whether she should move closer to us and which care home it should be etc. It's...

    Started by Jenn‎, 03-03-2014 03:53 PM
    3 Pages
    1 2 3
    care homes
    • Replies: 40
    • Views: 1,780
    14-04-2014, 07:47 PM
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  21. Help new here

    I've not been in touch with my father for a very long time but got letter from solicitor that someone is applying for a guardianship Order and they won't tell me anything all I kept getting told it will be in the report waiting on a report coming from court and his social worker don't know much...

    Started by Maz123‎, 12-04-2014 09:16 AM
    • Replies: 7
    • Views: 424
    14-04-2014, 09:26 AM
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  22. LPA and joint accounts

    Hi Can anyone tell me if I have LPA for my dad and he has a joint account with my mum will I still be able to access the account with him if for any reason she cannot sort out the finances any longer? Mum has been very stubborn and will not sign an LPA because she doesn't think that she has any...

    Started by snowygirl‎, 07-04-2014 09:11 PM
    • Replies: 5
    • Views: 329
    13-04-2014, 09:15 PM
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  23. costs - estimates?

    Hello All, This is my first post, as I have just entered the confusing world of dementia care; my father has just been admitted to a moderate to severe needs nursing home. My father has been placed on 24 hour one to one care. The home say this is to assess his condition initially, and if...

    Started by Dave J‎, 12-04-2014 11:56 AM
    2 Pages
    1 2
    • Replies: 15
    • Views: 547
    13-04-2014, 06:47 AM
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  24. Scottish Guardianship :confused:

    I am looking specifically for advice from people who have gone through the process of obtaining Guardianship under Scottish law. If you don't want to post on the forum, please feel free to PM me if you have any tips and warnings! I have been putting off making an application for Guardianship of...

    Started by Katrine‎, 08-12-2013 11:36 PM
    • Replies: 6
    • Views: 607
    13-04-2014, 02:38 AM
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  25. Care Home Costs..

    I cut Mum's care home fees by £15,000 a year' - Telegraph ... care home and it agreed to cut its fees ... home fees by £15,000 a year' A Telegraph reader ... finding a care home and how to finance . ...

    Started by jimbo 111‎, 12-04-2014 02:51 PM
    • Replies: 2
    • Views: 294
    13-04-2014, 01:01 AM
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