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Forum: Legal and financial issues

This forum is a place to discuss personal experiences in relation to financial, legal and benefits issues. Legal or financial information posted in an advisory capacity, or to promote goods or services, will be removed.

  1. Sticky Thread Sticky: Please read: Welcome to the Legal and Financial Issues forum

    Welcome to the Legal and Financial Issues forum. This forum is for people who wish to share their experiences in relation to financial and legal issues. Please note: Talking Point is a place for peer support and should not be used as a substitute for professional advice. You should consult...

    Started by SerenaS‎, 24-10-2011 11:54 AM
    • Replies: 0
    • Views: 8,931
    24-10-2011, 11:54 AM
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  1. POA share dealing help please!

    My aunt has some shares she invested in but lost interest in them years ago. It has taken me many weeks to piece together which shares, how many, find some of the certificates, apply for copies of others, register the LPA with the registrars etc. etc. I need to take control of the...

    Started by sinkhole‎, Yesterday 06:16 PM
    • Replies: 1
    • Views: 110
    Yesterday, 09:05 PM
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  2. possible home looming.

    I was wondering what will happen to the mother in law if her husband ends up in a home, he seems to be developing signs that this will be likely in the possible near future. I dont think she has any real money behind her but she does receive a amount for her husband due to what he has. If he has...

    Started by kenaidog‎, 14-03-2015 09:36 PM
    2 Pages
    1 2
    • Replies: 22
    • Views: 839
    Yesterday, 08:41 PM
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  3. NS&I over 65 ( pensioner bonds) and POA

    I was thinking of applying for this for my husband under POA. I have the relevant form ( thanks Nitram) but I am a bit put off by having to enclose a certified original copy of the POA. I only have a couple of these and it would be costly if it got lost so generally I have either turned up in...

    Started by tre‎, 12-02-2015 08:56 PM
    2 Pages
    1 2
    • Replies: 24
    • Views: 968
    25-03-2015, 02:48 PM
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  4. Losing a joint attorney

    My brother and I have joint (not several) power of attorney under an EPA for our mother (who no longer has capacity, and is living in a care home). He has received a diagnosis that makes it quite likely he may die before she does. That would end the attorneyship. In that event, what could...

    Started by Joint EPA‎, 19-03-2015 09:34 PM
    • Replies: 4
    • Views: 362
    24-03-2015, 08:29 PM
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  5. Now EMI has been talked about for Mother in Law.... but will the NHS pay it?

    After my last posting it has now been talked to with my sister in law that mum will need to go into a EMI place. My question is would the NHS pay for it.? Many thanks x

    Started by lilacben‎, 23-03-2015 09:26 PM
    • Replies: 3
    • Views: 226
    24-03-2015, 01:15 PM
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  6. Concern over change to LPA

    Hello I wonder if anyone could offer me any advice as i'm at my wits end! My Father was diagnosed with dementia last year. His wife and I immediately arranged to register an LPA as joint attorneys. During this process it cropped up that both my father and his wife had wills that would leave...

    Started by sirdaz‎, 23-03-2015 11:01 PM
    • Replies: 1
    • Views: 215
    24-03-2015, 11:05 AM
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  7. section 117

    hello, looking for some advice, husband has been in respite care for 3wks, have a better interest meeting on Monday to see if it is best for him to stay in care permanently, social worker says he might not be able to keep his state pension! was told by cpn because he is on 117 he keeps his...

    Started by beatrice 22‎, 18-03-2015 08:01 PM
    • Replies: 3
    • Views: 251
    23-03-2015, 06:09 PM
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  8. Money and potential care in the future

    In theory can my mum and indeed my dad pay for their funerals upfront out of the funds they have. Thinking that in the future mum will likely need residential care and am wondering whether they can spend their money on this sort of thing. They are adapting the house etc for now and using their...

    Started by Tears Falling‎, 22-03-2015 08:44 PM
    • Replies: 4
    • Views: 334
    23-03-2015, 10:37 AM
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  9. Alzheimers & Personal Loan Question...

    Hi everyone, Hope someone can help me out. My mother is really struggling for help on this one, she can't seem to get a straight answer, so I thought i'd try here. My mum has been to the CAB and to the bank and she is just getting messed around. My stepdad has recently been sectioned, he has...

    Started by lmv1980‎, 01-12-2014 10:26 PM
    debt, finance, loan
    • Replies: 14
    • Views: 984
    19-03-2015, 02:51 PM
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  10. Loan

    My step father has loaned his son some money in order to get his roof fixed however he is suffering from Alzheimer's. His son has been appointed POA but I can't help but feel this isn't a genuine case as his son has been estranged from his dad from some time. Does anyone know if a loan can be...

    Started by cc2468‎, 09-03-2015 06:27 PM
    • Replies: 5
    • Views: 475
    19-03-2015, 02:35 PM
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  11. Costs that predate Deputyship

    My father died suddenly last year and I had to employ a live carer to look after my mother who has Alz. The arrangement lasted until January when my mother had to move into a care home as a self funder. As my mother did have an LPA I applied to the COP of protection to be appointed a deputy & I...

    Started by Mark H‎, 18-03-2015 09:47 PM
    • Replies: 3
    • Views: 263
    19-03-2015, 09:29 AM
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  12. Question re care home fees - Scotland

    I am wondering if someone with more experience than me can give me some advice. Briefly mum moved into a local care home last autumn. This home was where she had attended daycare and had respite care, and we were encouraged by her care manager to apply for a permanent place. As soon as she...

    Started by Dearie Me‎, 18-03-2015 10:32 PM
    • Replies: 1
    • Views: 209
    19-03-2015, 07:33 AM
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  13. Need some advice please... MIL gone into hospital,then going into Care Home. Has been

    at home until she was taken in on sunday. The help my husband and I need are regards Money and Court of Protection....My husband is her Court of Protection deputy as well as her eldest son. Briefly I will try to explain...Up until sunday my brother in Law has been living at home with his mother...

    Started by lilacben‎, 17-03-2015 05:59 PM
    • Replies: 11
    • Views: 450
    18-03-2015, 07:00 PM
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  14. Chc funding change to value for money

    I have fought hard to get CHC into place for two family members with severe AD. I am informed by the CCG although they follow the CHC national framework, recent changes indicate such funding must be value for money. This will mean that my relatives, who could leave a CH and live in their own home...

    Started by stevew‎, 17-03-2015 08:08 AM
    • Replies: 2
    • Views: 264
    17-03-2015, 11:48 AM
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  15. problem!

    Mum passed away 9 months ago , My bro and I inherited her bungalow and monies in equal shares. In order to keep what was her bungalow insured etc, we put the deeds of the bungalow into our joint names ( his and mine) The actual 'pound note' monies remain in the bank, I have executed her will...

    Started by Jessbow‎, 13-03-2015 09:32 PM
    • Replies: 12
    • Views: 618
    17-03-2015, 12:20 AM
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  16. Do monthly funeral plan payments have to come out of weekly allowance?

    Father's only income is his £24.40 per week pocket money left by the Government after his pensions go towards his care home fees. Over the years he has taken out a couple of funeral plan policies with Sun Life. They amount to £30 per month. Can the LA who carried out his financial assessment...

    Started by joe'sdaughter‎, 15-06-2014 09:00 AM
    • Replies: 12
    • Views: 982
    16-03-2015, 07:29 PM
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  17. Council Financial Assessment

    Dear All, Firstly I'm very grateful that this forum exists. From reading other posts about council's financial assessment for residential care apparently they aren't standardised, but could anyone tell me if to ask someone for "details of accounts which have been closed over the last five...

    Started by Lhg‎, 11-03-2015 08:36 PM
    2 Pages
    1 2
    care home fees, financial assessment
    • Replies: 27
    • Views: 1,243
    16-03-2015, 06:20 PM
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  18. Council tax on "empty" property?

    My Dad passed away in October last year and his house has been "empty" since then, in that nobody is using it as their main residence. It is still furnished, with services connected and me or my brothers stay overnight occasionally while we are going through Dad's papers and possessions. We are not...

    Started by mrjelly‎, 15-03-2015 10:05 PM
    council tax exemption
    • Replies: 4
    • Views: 227
    16-03-2015, 01:31 AM
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  19. Help required please about Power of Attorney when menatal capacity has been lost

    Can anyone give information on what to do about Power of Attorney when someone has lost mental capacity? My mother’s Alzheimer’s has got worse and her husband did not apply for POA. He used to take her to the bank to withdrawn her allowance, but it is getting to the stage when this will no...

    Started by Emily M‎, 08-03-2015 08:11 PM
    • Replies: 12
    • Views: 837
    14-03-2015, 08:08 PM
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  20. Voting in elections

    So there is a general election coming up. We're both registered on the electoral roll for postal vote though as a pesky foreigner I am excluded from general elections. OH isn't but then he has dementia. His mental capacity for voting has gone so what's the protocol - do I have to tell anyone or...

    Started by Beate‎, 05-03-2015 11:14 PM
    • Replies: 11
    • Views: 440
    13-03-2015, 11:46 PM
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  21. Premium Bonds.

    Hi All, Mum had £55 of Premium Bonds which she brought back in the 50's 60's When the local council checked her details for her housing benefit in 2010 she had them so they were classed as part of her capital. She cashed them in a few years ago. The council want to see something that this was...

    Started by sonia owen‎, 07-03-2015 01:15 PM
    • Replies: 6
    • Views: 446
    13-03-2015, 01:20 AM
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  22. Red face Just recieved Lasting Power of Attorney - What next ?

    Hi We have just received all the completed paperwork for LPA for my step-dad and would like to know exactly what all the letters and forms received back actually mean / are ? Someone has mentioned that we need to get a certified copy of the LPA, can anyone explain as to what this actually...

    Started by Paddydale‎, 12-03-2015 05:07 PM
    • Replies: 6
    • Views: 329
    12-03-2015, 10:35 PM
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  23. Angry Large Care Home Provider Still Playing Up!

    I had to move my Mom this week from her NH as the provider was ceasing Nursing care. The move went better than expected and Mom is fine. I am contracted with them to pay the top up, which I have always paid. They sent me a bill for the whole of March which they admit is wrong and should be only...

    Started by Pete R‎, 12-03-2015 05:46 PM
    • Replies: 0
    • Views: 263
    12-03-2015, 05:46 PM
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  24. doa

    What are the consequences of doa? Is it a criminal offence? Who decides if it has been committed?

    Started by overgage‎, 11-03-2015 11:55 PM
    • Replies: 6
    • Views: 408
    12-03-2015, 05:42 PM
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  25. care home fees

    Hello, I'm not sure if this is the right place for this post... I have a question about the difference in the cost of care homes. I have now visited a number of care/nursing homes for my mother, who is in early stages of Alzheimer's, and the fees range from £700 to £1,300 (or more) per week....

    Started by Angela T‎, 01-03-2015 06:53 PM
    2 Pages
    1 2
    • Replies: 17
    • Views: 1,065
    12-03-2015, 01:32 PM
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